The world’s smallest pre-approved loan!

I got this email yesterday:

Subject: Pre-approved loan minus paperwork

Dear Navin Sigamany,

As a privileged Citibank Cardmember, you have been pre-approved for a loan of Rs.262 on your Citibank Credit Card / Diners Club International Card.

[Snip]

Warm Regards,
T.R.Ramachandran
Business Manager – Cards

Can not Mr. Ramachandran configure his mass email to leave out those who have less than say, Rs. 5000, of their credit remaining?

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